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The product is bank issued and is fdic insured. The rate of 2. 15% is 2. 15% higher than the average 0%. Here's what to know about edward jones cd rates, terms, and other details before you open an account. Edward jones cd rates change frequently. We check rates every monday to. When opening a cd, it’s good to understand things like the term length and maturity date, but most importantly the annual percentage yield. Here are the current edward jones. Edward jones offers very competitive cd rates. But it’s still possible to find higher cd rates on certain term lengths — such as with the sallie mae certificates of deposit and. Edward jones offers some decent rates on their cd accounts, however, these decent rates come with some meaningful drawbacks. Read our review and see why we. Edward jones’ certificates of deposit (cds) are brokered accounts, meaning it offers cds from multiple banks. As a result, edward jones cd rates can be significantly higher than.